Is there a credit check required to use FlexPay?
Yes, for US residents, FlexPay will perform a soft credit check when you apply for financing to verify your identity and determine your eligibility for financing. A soft credit inquiry does not affect your credit score. FlexPay does not perform a hard credit inquiry.
How long do I have to pay off my FlexPay loan?
The length of your FlexPay loan will depend on the payment plan you select during the booking process. Payment plans can range up to 24 months*.
We hope this FAQ page provides you with the answers you need. If you have any additional questions, please don't hesitate to reach out to our customer support team.
*Based on a purchase price of $3,000.00 you could pay a downpayment of $138.73 today, followed by 24 monthly payments of $138.73 at 15% APR. Well-qualified applicants may be eligible for $0 downpayment. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-36%. Not everyone is eligible. Loans made through FlexPay are offered by these lending partners: www.upgrade.com/flex-pay/lenders. Privacy Policy. Terms of Use. FlexPay's Address: 440 N. Wolfe Road Sunnyvale CA 94065